Priority Deadline
To maximize your opportunity for grants, submit your FAFSA by February 1st of each year.
Visiting/Transient Students
A visiting student, also referred to as a transient student, is someone taking courses at 91自拍论坛 but not seeking a degree. Visiting students are NOT eligible for Student Aid.
Study Abroad
Students enrolled in a program of study abroad approved for credit by the home institution may be considered enrolled at the home institution for the purpose of applying for assistance under Federal Student Aid Programs.
Repeat Coursework
The Department of Education has published regulations which impact students who repeat courses. Here at LU, these repeat courses may impact your student aid eligibility and awards. For a repeated course to count toward your enrollment status for student aid purposes, you may only repeat a previously passed course once. If you enroll in a previously repeated course a third time, the course will not count toward your enrollment for student aid purposes.
Program of Study
Students should enroll in courses that are required for their declared "Program of Study." If you are enrolled in courses that do not count in your "Program of Study," these courses cannot be used to determine your enrollment status for student aid purposes, unless they are eligible remedial courses. Students will not receive federal aid or state and institutional grants or loans, for courses that are not in their "Program of Study." A "Program of Study" is defined as courses needed to complete a degree or eligible certificate program.
College Cost Transparency
91自拍论坛 (LU) joins the College Cost Transparency (CCT) initiative - an initiative steered to improve clarity, accuracy, and understanding of student financial aid offer letters. Through this initiative, the University commits to following principles and standards.
The principles and standards provide that financial aid offers to undergraduate students:
Transparent and easy to understand information about the costs associated with college is provided through the College Financing Plan found on Self-Serve Banner. To learn more about the College Cost Transparency Initiative (CCT), visit .
Students selected for verification are encouraged to complete and submit all required paperwork to the Office of Student Aid in a timely manner. You can view and submit required documents through student forms. Consequences for not completing verification task may result in the delay of funding, as well as possible limited, and/or loss of funds. To allow time for accurate processing we encourage you to complete the verification process as soon as possible but no later than two weeks before your last date of enrollment for the 2026-2027 award year. Verification is complete once the school has all the requested documentation and a valid FAFSA®.
The priority date to submit verification documents is July 1, 2026. The Office of Student Aid (OSA) will process verification documentation in the order received. However, the verification review process can take up to 3 weeks to complete during peak seasons. Delays in your filing the FAFSA® and submitting accurate verification documentation will delay the processing of your financial aid.
If you are selected for verification, we will notify you of the documentation required via Student Forms. If OSA finds differences between the data reported on your FAFSA® and the verification information you submitted, OSA will submit corrections to the FAFSA® Processing Center. Unless instructed by OSA, do not make corrections to your FAFSA® during the verification process as this may cause delays.
If selected for verification after receiving financial aid, you will have two weeks to submit the required documentation. If there are less than two weeks remaining in the semester, you must submit your documentation as soon as possible to ensure enough time for processing. If the documentation is not received within the allotted timeframe or if received and corrections are required to your FAFSA resulting in a change to your SAI that changes your eligibility for grants already received, OSA will adjust your financial aid package, and you will be required to pay any funds owed back to LU because of the aid adjustment.
Adjustments to your Student Aid Index (SAI) and/or your financial aid package can be viewed by logging in to Self-Serve Banner and looking at your Financial Aid Award for the specific aid year.
In the event that you are suspected of participating in fraud or other criminal misconduct in connection with application for Title IV, HEA program assistance, the information will be referred to the Director of Student Aid. If after review, the Director is unable to resolve the discrepancies or otherwise assure fraud has not taken place, the Director will consult with the Student Affairs Office and then the Director of Student Aid will refer the case to the U.S. Department of Education's Office of the Inspector General (OIG).
Accepting Awards
Grant funds awarded (with the exception of the TEACH Grant) are automatically accepted by the Office of Student Aid. Additional documents may be required for to receive the TEXAS Grant. You will be notified of these requirements via Self-Service Banner.
Federal student loans, the TEACH Grant, and Work-Study will require positive confirmation by accepting tour offer on the Self-Serve Banner account. If accepting student loans, you may accept a partial amount if you do not wish to receive the fill amount of the loan offer. If you are awarded both a subsidized and unsubsidized loan, you will be required to accept all the subsidized loan before you are able to accept the unsubsidized loan. Please contact our office if you have trouble accepting your loan.
Student Aid Overaward
An overaward exists if your aid package exceeds your need. While 91自拍论坛 always takes care not to overaward students when packaging aid, circumstances may change after you are packaged resulting in an overaward. For instance, you may receive a scholarship or grant from an outside organization. When an overaward situation arises, your aid package may need adjusting to eliminate overaward. To eliminate the possibility of being overawarded, you are encouraged to report other resources you may be receiving as a result of your enrollment. You may report these resources in your self-service banner account. Reporting this information to the Student Aid Office early will help resolve the overaward.
As a student aid recipient, you are required to report educational resources to OSA,excluding Federal Veterans Benefits. You may report your resources by going to the Resources/Additional Information located in Self-Serve Banner. Reporting these resources early will help eliminate the possibility of being overawarded. It is most helpful to receive this information by July 1st to make the necessary adjustments before the year begins. We understand that you may not be aware of certain resources until after the school year begins, but please note that you are required to report the names and amounts of all types of educational assistance as soon as possible.
When the Office of Student Aid identifies an overaward, adjustments will be made to your aid package to ensure compliance with all Federal and State regulations. Self-help aid, such as work-study awards, are adjusted before loan, grant, or scholarship aid is affected if you are not working. If an overaward occurs after aid has been disbursed, you may be required to repay all or a portion of your student aid to the university.
Typically, the order of returned funds will go as follows:
In some cases where the student is an overaward due to financial need, this may be different.
Student Aid will begin authorizing payments months prior to the start of the semester; however, disbursement of funds will not begin until 10 days before the start of your first class each semester. Your disbursement may be delayed, and aid later canceled if:
We will begin crediting student aid awards ten days prior to the start of your first class date. You may view your award payment schedule by logging into Self-Serve Banner, selecting "Award" and then "Award Payment Schedule."
Grants are typically disbursed once each semester. Loan are also disbursed once each semester unless you are receiving a loan for a single semester or are enrolled in an accelerated online program. If receiving a loan for a single semester, you will receive two equal disbursements in the semester.
Students enrolled in the online accelerated program will have two disbursements each semester. The first disbursement will be applied to your account no more than 10 days before the first day of class. The second disbursement will be applied approximately halfway through the semester. (Dates can very depending on your enrollment.)
You must be enrolled Half-Time (undergraduate - 6 credit hours, graduate/doctoral - 5 credit hours) to receive a disbursement of Federal Student Loan funds. Students who are beginning enrollment in the last module or who only have one course remaining in the semester before graduating, may not be eligible for a Federal Loan disbursement.
The Business Office is responsible for disbursing the student aid. There are two ways in which the disbursement may take place:
The first funds disbursed will be used to pay any and all charges on your account. These charges may include, but are not limited to tuition, fees, books, fines, and prior term balances. Refunds are disbursed via the Cardinal One Card according to the refund preference selected by the student. No refunds are issued until all charges are paid in full, regardless of other student aid which may later be available to pay those charges. 91自拍论坛 disburses Title IV funds only after the receipt of funds from the U.S. Department of Education.
It is important to know what requirements you must meet to remain eligible to receive federal student aid. To maintain federal student aid eligibility, you must meet the following general criteria:
Certain types of aid, such as scholarships or grants, may have additional requirements. Please reviews the eligibility requirements under Types of Aid for information about specific awards.
Private student loans provided by banks, credit unions, and other lenders can help bridge the gap between the student aid you may have already received for college and the total cost of attendance.
The lender information provided on 91自拍论坛's website is maintained and updated in real time by the represented by the lender.
You do not have to borrow from any of these lenders. You have the right to choose any lender.
Reviewing your options, including federal, state, and institutional grants and loans before applying for private loans is recommended. Contact our office to speak with a student aid counselor or view the student aid website to check your eligibility.
Student aid staff and employees of ELM Resources, the software provider ELMSelect, are prohibited from accepting any financial or other benefits in exchange for displaying lenders and loan options in ELMSelect. Prohibited activities of student aid employees include but are not limited to: Serving on a lender's or lenders affiliate's advisory board (with or without compensation), accepting gifts including trips, meals, and entertainment.
You are encouraged to explore how student loan debt may affect your financial future through student aid counseling and education provided through the school and federally available web sources.
Regular class attendance/participation is important to the attainment of educational objectives. In addition, eligibility for federal student aid awards is dependent on a student's attendance in class.
Attendance for student aid is verified once grades post at the end of the semester, or at the time of withdrawal. If unable to verify attendance, your aid may be adjusted or canceled.
Reasons for Adjustments or Cancellations:
Entrance Counseling
Entrance counseling is designed to help you, the borrower, understand what it means to take out a student loans. During the counseling you will learn things like:
If you have not previously received a Direct Loan or Federal Family Education Loan (FFEL), the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming.
If you are completing entrance counseling to borrow a loan as an undergraduate student, then the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans, Direct Subsidized Loans, and Direct PLUS Loans.
If you have not completed Entrance Counseling while attending 91自拍论坛, you will be required to complete the counseling before receiving a federal student loan disbursement. The requirement will be placed on your Self-Service Banner Account. To complete entrance counseling, visit .
Direct Loan Exit Counseling
Exit Counseling provides vital information needed to prepare you to repay a federal student loan(s). If you received a subsidized, unsubsidized, or PLUS loan under the Direct Loan Program, you must complete exit counseling each time you:
To complete exit counseling, visit .
The Pell Recalculation Date (PRD), sometimes referred to as the freeze or census date, is a date in he semester when the Office of Student Aid evaluates your eligibility for grants (federal, state, and institutional), based on your enrollment level and length of enrollment. This is true even if you are not receiving the Pell Grant.
The PRD is also used as a means of finalizing your Cost of Attendance (COA). On the established PRD, both your hours of enrollment as well as your COA will be frozen.
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PRD for Students Enrolled in a Traditional Program
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| Fall | Full Term Census Day (Typically the 12th class day) |
| Spring | Full Term Census Day (Typically the 12th class day) |
| Summer | Second Half Term Census Day |
| PRD for Student Enrolled in the On-Line Accelerated Program (AP) | |
| Fall | Census date of the last enrolled module |
| Spring | Census date of the last enrolled module |
| Summer | Census date of the last enrolled module |
*If enrolled in more than one module you may have more than one census date. The PRD is only activated if you attend the associated module, if not, the latest PRD is used.
The standard practice of OSA assumes you will be attending full-time (12 hour undergraduates, 9 hours graduates) during the entire academic year, if not, your student aid may need adjusting.
Student aid adjustments will begin approximately a month prior to your scheduled disbursement date. Once your student aid has disbursed, you may be required to repay some or all of the aid disbursed to you as a result of enrollment changes that occurred prior to OSA freezing your hours of enrollment. Dropping courses may also affect your future student aid eligibility. Please contact a student aid administrator before you drop a course to determine how your aid may be affected.
If you increase your enrollment after after your aid has been disbursed, but prior to the PRD, you may be eligible for additional loan money. Please contact our office at financialaid@lamar.edu to have your account evaluated.